What is Trade & Debtor Finance?
Trade Finance is a debt facility that allows your business to purchase stock now and pay for it post shipping and sale to your clientele. Trade Finance maximum terms usually sit at 180 days but may be altered dependent upon your trade cycle.
Debtor Finance allows you to sell a raised invoice and receive up to 85% of its face value upfront, thus meaning you don’t have to wait the terms of the invoice (plus overdue days) to receive payment. The maximum debtor finance terms usually sit at 90 days, but once again may be altered dependent upon your trade cycle.
A combination of Trade & Debtor Finance may be able to fund your entire trade cycle – allowing cash within your business to remain liquid at all times.
The Business Process Cycle

Business Process Cycle Diagram

What is Trade & Debtor Finance?

Trade Finance is a debt facility that allows your business to purchase stock now and pay for it post shipping and sale to your clientele. Trade Finance maximum terms usually sit at 180 days but may be altered dependent upon your trade cycle.
Debtor Finance allows you to sell a raised invoice and receive up to 85% of its face value upfront, thus meaning you don’t have to wait the terms of the invoice (plus overdue days) to receive payment. The maximum debtor finance terms usually sit at 90 days, but once again may be altered dependent upon your trade cycle.
A combination of Trade & Debtor Finance may be able to fund your entire trade cycle – allowing cash within your business to remain liquid at all times.

Benefits of Trade Finance

Facilitates the Growth of the Business

Trade Finance allows you to offer more competitive terms to win your next business, not be tied by late payment or lengthy delays between shipping an order and receiving payment.

Increased Revenue Potential

Trade Finance allows buyers to benefit from economies of scale and bulk discounts off volumes. The margin benefits of using Trade Finance to grow a business can help win competition and increase revenue.

Diversify Your Supplier Network

Working with other international players allows business owners to diversify their supplier network, which increases competition and drives efficiency in markets and supply chains

More Efficiency in Trades and Supply Chain

Trade and Supply Chain Finance helps ease out cash constraints or cash gaps, whether it’s the suppliers, customers, third parties, employees or providers, Trade Finance can help ease and release working capital from the supply chain

Mitigates Risk From Suppliers

Trade Financing reduces credit and payment risks or bad debt risk on suppliers as the funders take hold over the goods being traded.

Facilitates the Growth of the Business

Trade Finance allows you to offer more competitive terms to win your next business, not be tied by late payment or lengthy delays between shipping an order and receiving payment.

Increased Revenue Potential

Trade Finance allows buyers to benefit from economies of scale and bulk discounts off volumes. The margin benefits of using Trade Finance to grow a business can help win competition and increase revenue.

Diversify Your Supplier Network

Working with other international players allows business owners to diversify their supplier network, which increases competition and drives efficiency in markets and supply chains

More Efficiency in Trades and Supply Chain

Trade and Supply Chain Finance helps ease out cash constraints or cash gaps, whether it’s the suppliers, customers, third parties, employees or providers, Trade Finance can help ease and release working capital from the supply chain

Mitigates Risk From Suppliers

Trade Financing reduces credit and payment risks or bad debt risk on suppliers as the funders take hold over the goods being traded.

Benefits of Debtor Finance

Protect Your Assets

Financing is attained via the company’s accounts recievable ledger. Eliminating the situation where company directors have to put up their personal assets as collateral.

Continual Growth

The availability of finance will increase with the growth of your business.

Purchasing Power

Trade and Supply Chain Finance helps ease out cash constraints or cash gaps, whether it’s the suppliers, customers, third parties, employees or providers, Trade Finance can help ease and release working capital from the supply chain.

Greater Ease Than Traditional Finance

When compared to a secured overdraft or loan from a bank, debtor finance is quite often easier with a simple application process that gives you rapid access to the money you need.

Capitalise on Opportunities to Grow Your Business

The availability of reliable cashflow means that you can take hold of the growth opportunities that come your way.

Additional Working Capital

You can reinvest into your business going forward by generating extra working capital and improved security.

How We Work

After a finance expert?

We utilise the following financial institutions for trade and debtor finance